August 30, 2024
SECTION I
This section records the receipt of applications and notices to the Banking Division of the Department of Financial Services. Applications and notices received by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of receipt; applications and notices received by Mortgage Banking are listed at the end of Section I by type of application or notice. THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE DEPARTMENT. Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item. More specifically, such comments or objections, including any that concern CRA-related applications, should be either (a) delivered by mail or in person to Office of the General Counsel, New York State Department of Financial Services, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by email to [emailprotected].
SECTION II
This section records actions taken by the Superintendent of Financial Services, and other information concerning the activities of the Banking Division of the Department of Financial Services. Actions relating to institutions supervised by Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services are listed in order of date of action; actions relating to institutions supervised by Mortgage Banking are listed at the end of Section II by type of action taken.
GENERAL INFORMATION
Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the unit of the Department which has supervisory responsibility for the institution. The following is a list of the codes and their meanings:
Institution Codes
| BK | Bank |
| BP | Budget Planner |
| CC | Check Casher |
| CU | Credit Union |
| FA | Foreign Agency |
| FB | Foreign Branch |
| FR | Foreign Representative Office |
| HC | Holding Company |
| IC | Investment Company |
| LL | Licensed Lender |
| LP | Limited Purpose Trust Company |
| MK | Merchant Bank |
| MI | Miscellaneous |
| MB | Mortgage Banker |
| BR | Mortgage Broker |
| MS | Mortgage Servicer |
| PF | Premium Finance Agency |
| PB | Private Banker |
| SB | Savings Bank |
| SD | Safe Deposit Company |
| SF | Sales Finance Agency |
| SL | Savings and Loan Association |
| SL | Student Loans |
| TM | Transmitter of Money |
| TR | Trust Company |
| VC | Virtual Currency |
Regulatory Unit Codes
| CM | Capital Markets |
| CRB | Community and Regional Banks |
| CEU | Consumer Examination Unit |
| FWB | Foreign and Wholesale Banks |
| LFS | Licensed Financial Services |
| MBD | Mortgage Banking |
| RID | Research and Innovation Division |
SECTION I
August 28, 2024 (TM-LFS)
INMAR SERVICES, LLC
One West Fourth Street, Suite 500, Winston-Salem, North Carolina 27101
Application received for a license to engage in business as a money transmitter.
The publication of receipt of this application does not indicate that the application is deemed complete. An application is deemed complete and filed when all required and requested information has been provided to the Department by the applicant.
August 28, 2024 (SB-CRB)
APPLE BANK
122 East 42nd Street, New York, NY 10168
Application dated August 27, 2024, for permission to change the location of branch office from 3815 Broadway, Borough of Manhattan, City of New York 10032 to 3841 Broadway, Borough of Manhattan, City of New York 10032, received.
August 28, 2024 (TR-CRB)
CHEMUNG CANAL TRUST COMPANY
One Chemung Canal Plaza, Elmira, NY 14901
Notice of intention to close branch office at 9159 Main Street, (Suite 1B), Town of Clarence, Erie County, NY 14031, received.
The comment period on this notice will expire September 30, 2024.
August 29, 2024 (MI-CRB)
PREFERRED BANK
601 South Figueroa Street, Los Angeles, CA 90017
Application dated August 23, 2024, for permission to open and occupy a branch office at 2 Pennsylvania Plaza, Suite 24C, Borough of Manhattan, City of New York 10121, received.
Application to engage in the business of a Mortgage Banker under Article 12-D of the New York Banking Law received:
August 27, 2024 (MB-MBD)
Applicant(s)
Cavallaro Michael Anthony
Du Linda Xiaoting
Hsu Jonathan Randy
Mooney Michael John
Wang Andrew
Zochowski Michael Christopher
Valon Technologies, Inc.
As: Valon Mortgage, Inc.
14647 S. 50th Street, Suite A-150, Phoenix, AZ 85044
August 28, 2024 (MB-MBD)
Applicant(s)
Beasley Duane Kevin
DeMulder Christopher Matthew
Dellovo Mark Robert
Gibbens Troy Joshua
Konigsberg Robert
Lane Daniel Joseph
Schaefer Jeff Ward
Smith Dane Gregory
Smith Dane Gregory
Sydow Barbara Ann
Warden Michael
Zimmer Peter
NGI Strategic Holdings I, Inc.
NGI Strategic Holdings II, Inc.
Navigator Global Investments Limited
Verus Licensing Company, LLC
As: Verus Residential Loanco, LLC
2001 M Street NW, Suite 300, Washington, DC 20036
Application to establish a Mortgage Banker's Branch received for examination:
August 22, 2024 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
7115 E. Genesee Street, Suite 5, Fayetteville, NY 13066
August 22, 2024 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
1244 Hamilton Street, Suite 200, Allentown, PA 18102
August 22, 2024 (MB-MBD)
Full Service Branch
Hartford Funding, LTD
23150 Fashion Drive, Suite 217, Office 22, Estero, FL 33928
August 22, 2024 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
69 Genesee Street, Suite 1, Syracuse, NY 13031
August 22, 2024 (MB-MBD)
Full Service Branch
Hartford Funding, LTD
30 Hempstead Avenue, Suite 139, Rockville Centre, NY 11570
August 22, 2024 (MB-MBD)
Full Service Branch
Movement Mortgage, LLC
11255 Kirkland Way, Suite 110, Kirkland, WA 98033
Article 12-E Applications Received. Individuals listed may not engage in mortgage loan origination activities prior to the approval of their application for licensing. They must also complete all required education, testing and bonding requirements by the dates set forth in Part 420 of the Superintendent’s Regulations which may be found on the Department’s website.
| Date of Application | NMLS # | Applicant Name | City | State |
|---|---|---|---|---|
| January 26, 2024 | 2264200 | Danielle Nicole Grosso | Lighthouse Point | Florida |
| March 7, 2024 | 2158666 | Xiying Chang | Falls Church | Virginia |
| March 22, 2024 | 407629 | Thomas Mastro | Fairport | New York |
| May 1, 2024 | 410155 | Michael Spitkovsky | Brooklyn | New York |
| May 21, 2024 | 1319687 | Shuang Li | Los Gatos | California |
| June 6, 2024 | 1523634 | Glenn Robert Ciaccio | Greenacres | Florida |
| June 14, 2024 | 2542359 | Richard Torres | Bronx | New York |
| June 18, 2024 | 34804 | Mark Regensburger | Bensalem | Pennsylvania |
| June 18, 2024 | 963628 | Deborah Sorbo | Ossining | New York |
| June 24, 2024 | 2529523 | Alonso Gonzalez-Hernandez | Phoenix | Arizona |
| June 26, 2024 | 1508488 | Michelle Elise Miele | Pine Brook | New Jersey |
| July 6, 2024 | 2348831 | Md Shams Tabriz Khan | Orlando | Florida |
| July 15, 2024 | 2607870 | Jianxiang Huang | Bayside | New York |
| July 18, 2024 | 2559091 | Raymond Felix Garcia Calvo | Copiague | New York |
| July 19, 2024 | 106828 | Jason Kent Horten | Waxhaw | North Carolina |
| July 25, 2024 | 1683181 | Dillon Michael White | Union City | New Jersey |
| July 26, 2024 | 2605876 | Nancy Resparza | Startford | Connecticut |
| August 5, 2024 | 1992692 | Asher Zelig Klein | Coral Springs | Florida |
| August 7, 2024 | 1024819 | Daimeone Lenelle Smalls | Princeton | Florida |
| August 8, 2024 | 51941 | Todd Keith Solomon | St. Louis | Missouri |
| August 8, 2024 | 2436690 | Halyna Chyrva | Brooklyn | New York |
| August 13, 2024 | 1281479 | David Scott Richman | Noblesville | Indiana |
| August 15, 2024 | 13633 | Roland Nunez | Justin | Texas |
| August 15, 2024 | 897038 | Sharon Blair | Newburgh | New York |
| August 19, 2024 | 1671106 | Brian William Karski | Indianapolis | Indiana |
| August 19, 2024 | 2076564 | Belal Khalid | Edison | New Jersey |
| August 19, 2024 | 2421752 | Shijie Cai | Rego Park | New York |
| August 19, 2024 | 2614774 | Alexander Garcia | Kenmore | New York |
| August 20, 2024 | 2606398 | John Mathew Hall | Nashville | Tennessee |
| August 21, 2024 | 621022 | Laura Ann Costello | Coppell | Texas |
| August 21, 2024 | 1034290 | Erik Luna | Garland | Texas |
| August 21, 2024 | 1387082 | Creig Ebdal Retiz | Dallas | Texas |
| August 21, 2024 | 1576740 | Katy Louise Morris | Centennial | Colorado |
| August 21, 2024 | 1721910 | Yang Yu | Diamond Bar | California |
| August 21, 2024 | 1955207 | Shane Weston Harris | Moberly | Missouri |
| August 22, 2024 | 2603685 | Carleigh Shay Camacho | Detroit | Michigan |
| August 23, 2024 | 196451 | Steven Emery Dykeman | Chicago | Illinois |
| August 23, 2024 | 2463763 | Tyler Mitchell Bradner | Sylvania | Ohio |
| August 26, 2024 | 2603770 | Zachery Alan Jones | Garden City | Michigan |
SECTION II
July 23, 2024 (SF-LFS)
FCC FINANCE LLC
16479 Dallas Parkway, Suite 260, Addison, TX 75001
License to engage in business as a sales finance company was surrendered.
August 20, 2024 (SF-LFS)
Toyota Motor Credit Corporation U/A/N Lexus Financial Services, U/A/N Mazda Financial Services, U/A/N Bass Pro Shops Financial Services
6565 Headquarters Drive, Plano, Texas, 75024
Two branch licenses were issued to reflect a change of name from Toyota Motor Credit Corporation U/A/N Lexus Financial Services, U/A/N Mazda Financial Services to Toyota Motor Credit Corporation U/A/N Lexus Financial Services, U/A/N Mazda Financial Services, U/A/N Bass Pro Shops Financial Services.
In connection with the above license issuance, the original licenses were lost, and the lost license affidavits were submitted.
August 21, 2024 (LL-LFS)
MARINER FINANCE LLC
8211 Town Center Drive, Nottingham, Baltimore, Maryland 21236-5904
Application for a branch license to engage in business as a licensed lender at the following branch office was approved:
3905 N Dallas Parkway, Suite 125, Plano, Texas 75093
August 23, 2024 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, New York 14203
PEOPLE’S UNITED SUBSIDIARY HOLDINGS, INC.
850 Main Street, Bridgeport, Connecticut 06604
Application, pursuant to Section 601-b of the Banking Law, for People’s United Subsidiary Holdings, Inc., to merge with and into Manufacturers and Traders Trust Company, under the name Manufacturers and Traders Trust Company, approved.
August 23, 2024 (FR-FWB)
THE JOYO BANK, LTD.
5-5, Minami-machi 2-chome, Mito, Ibaraki 310-0021, Japan
The Department interposes no objection to the notification, pursuant to Section 221-e of the Banking Law, of the change of location of representative office from 712 Fifth Avenue, Borough of Manhattan, City of New York 10019 to 1270 Avenue of the Americas, Borough of Manhattan, City of New York 10020.
August 23, 2024 (FR-FWB)
MACQUARIE BANK LIMITED
No. 1 Martin Place, Sydney, Australia
The Department interposes no objection to the notification, pursuant to Section 221-e of the Banking Law, of the change of location of representative office from 125 West 55th Street, Borough of Manhattan, City of New York 10019 to 660 Fifth Avenue, Borough of Manhattan, City of New York 10103.
August 27, 2024 (SF-LFS)
HY CITE ENTERPRISES, LLC D/B/A ROYAL PRESTIGE
3252 Pleasant View Road, Middleton, Wisconsin, 53562
License was issued to reflect a change of name from Hy Cite Enterprises, LLC to Hy Cite Enterprises, LLC D/B/A Royal Prestige.
In connection with the above license issuance, the original license was surrendered.
License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York Banking Law:
August 28, 2024 (MB-MBD)
Full Service Branch
Everett Financial, Inc.
222 Outwater Lane, 1st Floor, Suite 1B, Garfield, NJ 07026
License to engage in the business of a Mortgage Banker Branch surrendered:
August 22, 2024 (MB-MBD)
Fairway Independent Mortgage Corporation
1111 Summer Street, Suite 605, Stamford, CT 06905
Effective Date: August 12, 2024
August 23, 2024 (MB-MBD)
Fairway Independent Mortgage Corporation
304 Federal Road, Suite 106, Brookfield, CT 06804
Effective Date: August 12, 2024
August 23, 2024 (MB-MBD)
Fairway Independent Mortgage Corporation
55 Walls Drive, Suite #201, Fairfield, CT 06824
Effective Date: August 12, 2024
August 23, 2024 (MB-MBD)
Cardinal Financial Company, Limited Partnership
575 Underhill Blvd, Ste 214, Syosset, NY 11791
Effective Date: August 16, 2024
August 28, 2024 (MB-MBD)
Premium Mortgage Corporation
421 N Aurora Street Office #2, Ithaca, NY 14850
Effective Date: August 16, 2024
August 28, 2024 (MB-MBD)
Fairway Independent Mortgage Corporation
711 Westchester Avenue, Suite 403, White Plains, NY 10604
Effective Date: August 12, 2024
August 28, 2024 (MB-MBD)
Nationwide Mortgage Bankers, Inc.
4050 Skyron Dr., Suite A3, Sky Run II, Doylestown, PA 18902
Effective Date: August 12, 2024
Mortgage Broker Certificate Address Changes:
August 28, 2024 (BR-MBD)
Allied Home Capital Ltd.
From: 25 Melville Park Road, Floor 1, Suite 60, Melville, NY 11747
To: 25 Melville Park Road, Floor 1, Suite 133, Melville, NY 11747
Mortgage Banker Branch License Address Changes:
August 28, 2024 (MB-MBD)
1st 2nd Mortgage Company of N.J., Inc.
From: 1 Bridge Street, Suite 55, Irvington, NY 10533
To: 1 Bridge Street, Suite 60, Irvington, NY 10533
